Loan Verification Suite: AI Intake, Field Verification, and Reporting

Kowtha's verification teams and their bank clients were working across fragmented systems and manual workflows. Loan intake required extensive manual data entry from request emails, and field verification had no standard format or audit trail. Report generation delays stretched turnaround times for the banks waiting on them. Limited visibility into field executive activity made accountability and SLA tracking difficult, and manual billing added reconciliation errors and operational overhead at the end of every cycle.

BeyondScale helped build an integrated verification platform that automates the loan lifecycle from intake to invoicing. An NLP intake service reads incoming loan request emails, extracts structured borrower and loan data, and creates loan records automatically, with lifecycle tracking centralized in a single system.

A mobile application lets field executives collect borrower data, upload documents, and capture geotagged verification evidence, with offline sync for areas without connectivity. A central web portal gives verification teams rule-based validation workflows and generates bank-specific PDF reports, while automated invoicing and reconciliation handle billing with flexible pricing models and an audit-ready history.